Personal Contact Plan
PCP gives you freedom and flexibility and lets you keep your options open at the end of your agreement.
HOW PCP WORKS
With PCP you put down a deposit at the start of your agreement. You also set aside a proportion of your chosen car's value until the end of the agreement.
This amount is the Guaranteed Minimum Future Value for your car. It gives you the peace of mind that you know where you stand at the end of your agreement and it also means your monthly repayments are lower.
With PCP, you can choose a repayment term anywhere from 20 to 42 months and you also select an appropriate annual mileage of between 5,000 and 25,000 miles.
ANNUAL MILEAGE
When you're working out your annual mileage try and base it on what you have done in the past. Make your allowance generous and then you can really enjoy the time you spend behind the wheel.
Going over your limit
If you do go over your agreed annual mileage then you will need to pay an excess mileage charge. This is calculated on a pence-per-mile basis and will be shown on your finance quotation.
Going under your limit
If you cover fewer miles than you anticipate, your car might be worth more than originally estimated, which means that you might have some equity to put towards your next car.
FLEXIBLE OPTIONS
At the end of your PCP agreement you have the flexibility to choose one of three options:
1. Part-exchange your car
We aim to ensure that your final payment should be less than the actual value of your car. This means you should have some equity to put towards your next car.
2. Return the car
You can simply hand back the car and the keys and walk away. You'll just need to make sure that you haven't gone over your agreed mileage and your car is in good condition. Of course, we allow for the normal wear and tear of daily use. It's in your interest to keep your car looking its best inside and out.
3. Keep the car
All you need to do is pay the outstanding amount (balloon payment) and you can keep the car. You can choose to pay this with a loan which can be spread over 12 or 24 months. All loans are subject to credit approval.
Customer Testimonial
It was a lovely sales department, very welcoming, nice to look around" - Mrs Tea, Kidderminster
Delivered what was promised on time, very polite and customer focused." - Mr Breeze, Shrewsbury
Excellent! Particularly liked the fact I was dropped off and picked up" - Mr Nalborczyk, Bridgnorth
An excellent service all round. I have recommended TJVickers to a number of friends and neighbours." - Mr Dombrowski, Kington
Very helpful with any problems and kept in good contact and kept me up to date" - Mrs Allison, Telford
Amazing quality and care." - Mrs Jay, Shrewsbury
Sales always a pleasure to deal with" - Mrs Pengilly, Shrewsbury
I would definitely buy another Fiat from yourselves when the time is right." - Mr Cooper, Wolverhampton
Faultless service - excellent" - Mr Benton, Bucknell
Very helpful and did not put us under any pressure to buy a car, gave us time to decide." - Mr E Sinclair, Cheshire
This is the 5th Fiat I have purchased, as a family we have purchased 8 all from T J Vickers at Telford." - Mrs Copus, Telford
Very helpful attentive staff without pressure sales technique. Vehicle was ready on time as promised with no problems considering the bad weather and closeness to christmas" - Mrs Jones, Shrewsbury
No problems, very happy with my car. Over the years we have purchased many Fiats and have never been disappointed yet" - Mrs Hough, Craven Arms
Best Fiat Customer Service I have found." - Mr Rowntree, Pontefract
I was very satisfied with the whole experience." - Mrs Ross, Featherstone
We have always been impressed with the quality of service received." - Mrs Hitchin, Shifnal
Your service in all departments are excellent. Thank you." - Mrs Plant, Telford
All sales persons very helpful." - Mr Bufton, Orleton
Very helpful and went the extra mile." - Mr Sarjant, Blockley
Superb service from all staff, will definately buy another car from T J Vickers in the future" - Mrs Heightley, Wolverhampton
Very friendly, knowledgeable and obliging! Got me the best deal." - Mr Lawrence, Telford
Sales man was very helpful and helped us choose a car that suits our family's needs. We are very pleased with our Suzuki Splash" - Mr Blagbrough, Telford
I was happy with deal and salesman was very helpful" - Mr Cormack, Mews
Efficient pleasant staff" - Mrs Bosworth, Telford
The best customer service I have ever had." - Mrs Sabin, Penkridge
Sales department team are honest, trustworthy individuals." - Mr Pillow, Telford
All questions were answered and I feel as though I got a very good deal." - Mrs Humphreys, Shawbury
So far the car has lived up to all expectations and are most pleased with its performance, economy and so far reliability. SX4." - Mr Upton, Ellesmere
Easy and relaxed sale. All explained fully." - Mrs Nash, Telford
The purchase process was pleasant and efficient" - Mrs Buckle, Wolverhampton
We were treated like VIP's purchasing a Rolls Royce, nothing was too much trouble so very helpful" - Mrs McLean, Shrewsbury
The staff at TJ Vickers were very friendly and helpful. They couldn't do enough to help me, and they talked me through every aspect in great detail. All in all, a thoroughly good service. I'd highly recommend them to anyone. " - Mr Baker, Telford
Not pushy, allowed us plenty of time to decide and didn?t mind how many times we went back asking questions before we decided to buy. Really good service." - Mrs Porter, Telford
This is the 4th Car we've purchased from TJV, always thorough, patient and take the time to help find the best deal." - Mr Newton, Telford
Listened to what we could afford and not pressured us to make a descision there and then." - Miss Pimborough, Wrexham
Very good service given - even though it was near to closing time salesman was more that happy to spend time with me." - Mr Frater, Telford
Very helpful, no pressure, did exactly what he said he would when he said he would it." - Mr Coolen, Hartwell
They were helpful, funny, put you at ease did not pounce when first arrived. Give us a fair deal." - Mr Briscoe, Dorrington
All of sales department personnel very polite and obliging" - Mrs Jarvis, Telford
Always friendly and prepared to listen to customers needs and finally not only driven by sales" - Mr Valentim, Wrexham
I find the sales staff very knowledgeable on all aspects of any of your vehicles." - Mrs Jones, Telford
Extremely helpful & patient. Very good trial/test drive and advice over exchange/sale previous car" - Mrs Watson, Shawbirch
Helpful friendly service. No pressure selling but requirements discussed fully" - Mrs Hough, Craven Arms